Is Fintech the Market's Next Tech Bubble?

Fintech is the current buzzword on the tech scene. But does the slew of venture capital and grow valuations mean that fintech is headed for a bubble?
According to an infographic from CloudTweaks:

Banks offered a wide variety of services such as payments, money transfers, wealth management, selling insurance, etc. over the years. While banks have expanded the number of services they offer, their core still remains credit and interest.
Many experts believe that since banks offered such a wide multitude of services, they have lost their focus and have over extended themselves. This is why many Fintech startups started in the last decade are starting to give banks a run for their money. Most of these fintech startups specialize in one particular field and focus on customer experience and convenience.
For instance, PayPal started offering online payments as a service for merchants when checks were becoming irrelevant for e-commerce transactions. This immediately made PayPal a household name and the company was able to gain significant market shares in a sector that was gravely neglected by banks.

To learn more about the fintech market, click here to view the full infographic.