- Montfort uses technology to transform the business of lending to find better loans.
- Utilizing their proprietary technology, Montfort’s lending divisions can work closely with the management teams of their portfolio companies using real-time performance data allowing them to monitor and manage the performance of their underlying investments.
- Each business segment under the Montfort brand has its own specialized management team with deep experience in their own unique subsector of the private credit market.
- Private credit offers investors an opportunity to invest in an alternative asset class which is not directly correlated with the performance of the stock market.
Finding the right funding is challenging, even for companies with consistent cash flow and an existing client base. Businesses often have to decide between retaining control over the company and securing funding to help them reach new heights. Additionally, as interest rates increase worldwide, so does the cost of capital. Can the business leverage new capital to make a meaningful impact on its revenue?
Fortunately, advances in technology have given rise to new financial technologies (fintech) that can help open up new funding sources for businesses of all sizes. Most fintech companies aim to disrupt an established financial system by leveraging advanced technologies. For example, some lending institutions are looking beyond traditional criteria to determine the risk levels of borrowers by leveraging more data points and advanced algorithms. As a result, lenders that embrace new technology can make more accurate decisions that significantly increase profitability.
Montfort Capital’s (TSXV:MONT,OTCMKTS:MONTF) mission is to create value for investors by leveraging a tech-enabled lending platform to provide private debt capital to growing businesses through its group of investment companies, including specialty finance companies TIMIA Capital, Pivot Financial, Brightpath Capital, and Langhaus Financial. Montfort’s private credit brands span multiple lending sectors and are therefore resilient in its diversification.
Private credit is a lucrative asset class of privately negotiated debt financing from non-bank lenders like Montfort’s group of companies. Montfort is committed to building a family of private credit brands that deliver private credit to diversified market segments. It offers equity investors access to an early-stage private credit management, a growth opportunity that was not easily accessible in the past.